Trimestrial reference index for loans granted to consumers goes down to 1.67% per year
Publicat:The reference index for consumer loans, regulated by OUG 19/2019 is of 1.67% per year, being calculated as an arithmetic average of daily interest loans of inter-banking transactions of the 4th trimester of 2020, dropping from the one published three months ago, of 1.88%, according to the data announced by the National Bank of Romania (BNR).
According to OUG 19/2019, "for loans granted in the national currency, the interest will be composed of a reference index calculated exclusively on the base of inter-banking transactions to a certain period, to which the creditor can add a fixed…
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