Quarterly Consumer Credit Reference Index falls to 2.17% per year
Publicat:The Consumer Credit Reference Index (IRCC), regulated by OUG 19/2019, is 2.17% per year, is calculated as the arithmetic average of the daily interest rates of interbank transactions in the second quarter of 2020, down from the one published three months ago, of 2.41%, according to the data announced by the National Bank of Romania (BNR).
According to OUG 19/2019, "for loans granted in national currency, the interest rate will be composed of a reference index calculated exclusively on the basis of interbank transactions for a certain period, to which the creditor may add a certain fixed…
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